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Choose up to $50,000 in Flex Cash or a 5.49% rate (5.555% APR), plus a move-in package.
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This offer may change or be terminated at any time without notice and is subject to terms and conditions. Purchase a select Perry Homes, LLC (“Perry Homes”) inventory home in Austin or San Antonio and choose one of the following financial incentives paid for by Perry Homes: (1) up to $50,000 in Flex Cash or (2) a promotional mortgage interest rate. A 5.49% interest rate is available to qualifying FHA borrowers (6.278% APR) and qualifying VA borrowers (5.563% APR), and a 5.99% interest rate (6.053% APR) is available to qualifying conventional borrowers, subject to qualification and the terms and conditions below. In addition to the selected financial incentive, eligible purchasers will receive a Move-In Appliance Package valued at up to $6,000, subject to availability and the terms and conditions below.

Financial Incentive Disclosures

The financial portion of the promotional offer will be provided as follows:

1. Flex Cash

Up to $50,000 in Flex Cash paid by Seller may be applied toward eligible closing costs, prepaid items, structural or Design Center upgrades, or other eligible expenses, subject to applicable federal regulations, the amount of the mortgage, the type of mortgage loan selected by Purchaser, and other requirements. Seller contributions are subject to applicable limitations and may not exceed a combined maximum of 6% of the contract sales price. Lower sales prices and certain loan programs may not qualify for the full $50,000 incentive.

The $5,400 special incentive offered by Crestmark Mortgage Company, LTD (“Crestmark”) or Parkstone Mortgage, LLC (“Parkstone”) is included in the elected promotional incentive.

2. Low Interest Rate

Perry Homes is not a lender and does not offer financing. Mortgage financing under this offer is made available by Crestmark or Parkstone. Not all borrowers will qualify.

  • Loan Amount: Subject to credit and property approval.
  • Fees and Closing Costs: Other fees and closing costs may apply.
  • Low Interest Rate: A 5.49% interest rate is available to qualifying FHA borrowers (6.278% APR) and qualifying VA borrowers (5.563% APR). A 5.99% interest rate (6.053% APR) is available to qualifying conventional borrowers. Promotional rates are subject to borrower qualification, property eligibility, applicable loan-program requirements, and lender approval.
  • FHA Illustrative Example: If a qualified Purchaser buys an eligible $450,000 Perry Homes inventory home using FHA financing with a 3.50% down payment of $15,750, resulting in a $434,250 loan amount, estimated closing costs of $9,371.77 used for APR purposes, and a FICO score of 680, the interest rate on a 30-year fixed-rate FHA loan would be 5.49% (6.278% APR). Estimated monthly principal and interest would be $2,506.00, plus estimated monthly MIP of $197.81. These amounts do not include property taxes, hazard insurance, HOA dues, or other applicable costs, and the actual monthly payment obligation will be greater.
  • VA Illustrative Example: If a qualified Purchaser buys an eligible $450,000 Perry Homes inventory home using VA financing with a 0% down payment of $0, resulting in a $450,000 loan amount, estimated closing costs of $9,534.77 used for APR purposes, and a FICO score of 680, the interest rate on a 30-year fixed-rate VA loan would be 5.49% (5.563% APR). Estimated monthly principal and interest would be $2,552.23. These amounts do not include property taxes, hazard insurance, HOA dues, or other applicable costs, and the actual monthly payment obligation will be greater.
  • Conventional Illustrative Example: If a qualified Purchaser buys an eligible $600,000 Perry Homes inventory home using conventional financing with a 10% down payment of $60,000, resulting in a $540,000 loan amount, estimated closing costs of $10,277.77 used for APR purposes, and a FICO score of 780, the interest rate on a 30-year fixed-rate conventional loan would be 5.99% (6.053% APR). Estimated monthly principal and interest would be $3,234.10, plus estimated monthly PMI of $126.00. These amounts do not include property taxes, hazard insurance, HOA dues, or other applicable costs, and the actual monthly payment obligation will be greater.
  • Rates listed are effective as of 9/30/2026 and are subject to change without notice.
  • Rates are subject to applicable loan-program pricing adjustments and underwriting requirements based on factors including credit score, loan-to-value ratio, loan program, and other borrower or property characteristics. A customer’s credit profile, selected loan program, or other loan characteristics may result in a higher interest rate.
  • Rates and terms are subject to change and may vary based on credit qualifications and market conditions.
  • The advertised APRs are based on the applicable stated note interest rate and representative loan-program assumptions described above. Actual APR may vary based on the borrower’s loan program, loan amount, down payment, loan terms, creditworthiness, applicable mortgage insurance or other fees, and other factors.
  • Perry Homes locked in, through Crestmark and Parkstone, an interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to Perry Homes homes financed through Crestmark andParkstone for a borrower’s principal residence.
  • Any amount Perry Homes can contribute toward closing costs or an interest rate buydown is subject to applicable federal regulations, the amount of the mortgage, the type of mortgage loan selected by Purchaser, and applicable seller contribution limitations.
  • Not all borrowers will qualify for the promotional rates. The 5.49% interest rate is available only to qualifying FHA borrowers (6.278% APR) and qualifying VA borrowers (5.563% APR). The 5.99% interest rate (6.053% APR) is available to qualifying conventional borrowers. Promotional rates are available only for eligible homes purchased as the borrower’s principal residence. Actual interest rates, APRs, payments, and loan terms are determined by the lender.
  • The $5,400 special incentive offered by Crestmark or Parkstone is included in the elected promotional incentive.

Move-In Package

In addition to the selected financial incentive, eligible purchasers of a select Perry Homes inventory home will receive a Move-In Package valued at up to $6,000.

The Move-In Package includes:

  • GE Stainless Steel 27.7 Cu. Ft. French Door Refrigerator
  • GE Washer and Electric Dryer White Package
  • Blinds, as applicable to the selected home and plan. Blind coverage, quantity, dimensions, and locations will vary by home and plan and may include VBLNF (front) and VBLNR (left, right, and rear).

Some exclusions may apply. Appliance models, finishes, specifications, pricing, and availability are subject to change and may vary by home. Items may be restricted by availability and may be substituted with items of equal value at Perry Homes’ sole discretion.

Images, descriptions, and features used in promotional materials are representative and may not exactly depict the products provided. Actual products may vary in appearance, specifications, and performance. All appliance selections will be confirmed with the Perry Homes Sales Professional at the time of contract.

Perry Homes reserves the right to modify or discontinue the Move-In Package, or any component thereof, without prior notice.

All trademarks, product names, brands, and logos remain the property of their respective holders. Their use does not indicate any relationship, endorsement, or sponsorship between Perry Homes and the respective trademark holders.

Qualification Requirements

To qualify, Purchaser must:

  1. Select, qualify with, and use Crestmark Mortgage Company, LTD (NMLS #287961) or Parkstone Mortgage, LLC (NMLS #2065952) to provide financing when financing is required to receive the applicable financial incentive.
  2. Purchase a select Perry Homes inventory home designated for this offer in Austin or San Antonio.
  3. Present this offer flyer upon Purchaser’s initial visit to a Perry Homes Model Home.
  4. Close on the eligible home by 12/31/2026.

Additional requirements may apply. Contact a licensed Mortgage Loan Originator (MLO) with Crestmark or Parkstone for complete eligibility requirements and applicable loan terms.

Important Lender Relationship Disclosures

  • Crestmark and Parkstone are affiliates of Perry Homes.
  • You are NOT required to use Crestmark or Parkstone as a condition of purchasing a Perry Homes property.
  • However, use of Crestmark or Parkstone IS required to qualify for the applicable financing-related portion of this promotional offer.

Licensed Lender Information

Crestmark Mortgage Company, LTD

TX SML Mortgage Banker Registration

NMLS #287961

Austin: 310 W University Avenue, Unit 2, Georgetown, TX 78626, (281) 301-2389

San Antonio: 3239 N Loop 1604 W, Suite 220, San Antonio, TX 78257, (210) 979-9595

Website: https://www.houseloan.com/crestmarkmortgage/

Parkstone Mortgage, LLC

TX SML Mortgage Banker Registration

NMLS #2065952

Houston: 6002 Rogerdale Road, Suite 530, Houston, TX 77072, (832) 493-3075

Website: https://www.parkstonemortgage.com

For Texas residents: To file a complaint about a mortgage company, mortgage banker, or licensed mortgage loan originator, please visit www.sml.texas.gov or call the Texas Department of Savings and Mortgage Lending at (512) 475-1350.

Additional Terms

  • This promotional offer consists of one selected financial incentive plus the Move-In Package.
  • This promotional offer may not be combined with any other Perry Homes promotion or special incentive unless otherwise expressly stated by Perry Homes.
  • One promotional offer per contract.
  • Offers, plans, prices, specifications, incentives, and availability are subject to change without notice.
  • All trademarks, product names, brands, and logos remain the property of their respective holders.

Equal Housing Opportunity: Perry Homes supports equal housing opportunity and does not discriminate based on race, color, religion, sex, handicap, familial status, or national origin. This advertisement is for informational purposes only and is not a commitment to lend. Contact your Perry Homes Sales Professional for home and promotional offer details, and a licensed Mortgage Loan Originator (MLO) with Crestmark or Parkstone for financing eligibility, loan terms, and applicable restrictions.